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01992 747 880 info@njfinancial.co.uk

Residential Mortgages

Purchase

Buying a home is an exciting but potentially daunting prospect. First home, fixer upper, more space or forever home, the team at Nicholas James are here to make it happen.

First Time Buyers

As a first time buyer, guidance and support from an adviser is essential to ensure that you can navigate the house buying process with ease. At Nicholas James, we’re here to answer all your questions, alleviate your concerns and make the whole process effortless.

With affordable homeownership options such as Shared Ownership and various government incentive schemes available there has never been a better time to get on the housing ladder. At Nicholas James, we take pride in offering advice and guidance on all the available options.

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Remortgage

With lenders offering various incentives such as cashback and free legals as well as automated valuations to help boost turnaround times, it has never been a better time to consider the benefits of re-mortgaging your existing property.

Whether you are looking to raise capital towards home improvements, gifting family members with that all important deposit to help them get on the property ladder or just secure a more competitive interest rate, the advisers at Nicholas James can help source the right mortgage for you.

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments.

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Authorised and regulated by the Financial Conduct Authority.

Nicholas James Mortgage & Financial Services Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 943672

If you wish to register a complaint, please write to us or telephone 01992 747 880.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.