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01992 747 880 info@njfinancial.co.uk

Nicholas James Mortgage & Financial Services Ltd is an advisory firm dedicated to providing independent and whole of market mortgage and protection advice to private individuals, property investors and small businesses.

With over 10 years of experience in the financial services industry, we ensure that our clients are at the heart of everything we do. Our focus is on understanding your individual needs through careful factfinding, before tailoring our recommendations to suit your unique priorities and budget.

In addition, our established relationships with other industry leading professionals allow Nicholas James the additional flexibility to support our clients with their commercial funding and estate planning needs.

At Nicholas James Mortgages, we ensure that our advisers and support team are experienced, proactive and accessible to you guaranteeing that from initial enquiry through to completion the client journey is effortless.

We are flexible on appointment days and times to work around your schedule.  We also guarantee a mortgage appointment within 48 hours of enquiry (note that this will be via zoom or telephone).

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments.

The Financial Conduct Authority does not regulate will writing, taxation, trust advice and commercial lending.

Our advisers provide advice across a wide range of services including:

 

I'm writing to give a huge shout-out to Nick at Nicholas James Mortgages & Financial Services. Even though he wasn't assigned to my case, Nick went above and beyond when I faced a tricky situation with my mortgage. His advice was incredible! Thanks to Nick's guidance, especially regarding product transfer appeals, I was able to put together a strong appeal that got approved! I wouldn't have known where to start without his help. Nick's willingness to share his knowledge, even with someone not his client, truly impressed me. It shows his professionalism and genuine desire to help others. As someone who values expertise, I especially appreciate Nick's generosity with his time and knowledge. I'm incredibly grateful for Nick's assistance and will definitely consider Nicholas James Mortgages & Financial Services for my future mortgage needs. If you're looking for a knowledgeable and helpful mortgage advisor, look no further than Nick!

Helen Maunders

We have used Nicholas James a few times now, nothing is too much trouble, Nick has provided us the best mortgage advice & deals plus taken care of the whole process seamlessly, Highly Recommended!

Mr J Coombs

The professionalism and straight-forward approach from Nicholas James made the whole process of re-mortgaging very clear and stress-free for me. I felt reassured and confident that they understood my situation and the best possible package has been obtained for me. They kept me updated throughout the process and were happy to re-explain something if I didn’t understand (which is very important!) and managed my expectations within a tight time-frame. I will definitely use Nicholas James again in the future and have recommended them to family, friends and colleagues.

Mrs G Acton

Nicholas James are outstanding within their line of work. I have had the pleasure of having Nicholas James’ professional support and guidance for over 7 years now they have always delivered. The team at Nicholas James have a wealth of experience and clearly know what they are doing. Nicholas James are reliable, trustworthy and will always keep you updated every step of the way. My family and I are now in our forever home. This is all down to Nicholas James. We are customers for life and would recommend them to anyone.

Mrs N Caines

My wife and I have used Nicholas James for a number of years for our mortgage requirements, as well as our mortgage protection, and have had an excellent experience. It is always a smooth process, and we would highly recommend their services.

Mr & Mrs Ferraro

As a first time buyer, there were a number of questions that I needed answering. Nick and team were very helpful in advising and guiding me through the whole process. They were able to secure me a fantastic rate as well as arrange my life insurance and critical illness cover. I would highly recommend. Thanks Nick & Team

Mr J Cicchirillo

Nick managed to get me a much better mortgage offer than previous brokers which was a huge help! He was very knowledgeable throughout the whole process and kept in regular contact to help me through each step. I wouldn’t hesitate in using him again and will be sure to renew my mortgage with him in the future.

Mr S Dymond

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Authorised and regulated by the Financial Conduct Authority.

Nicholas James Mortgage & Financial Services Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under reference 943672

If you wish to register a complaint, please write to us or telephone 01992 747 880.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.